pony tack

I've been riding for about two years and two summers now, and upon doing a little google research, I found out that my county has a pony club! I'm very excited, but the only problem is that the website isn't particularly helpful. (it's not completed) There are a few things that I read that helped me understand a little better, but, not enough to really...get it. Ha, that sounds strange.
(I'm really sorry if I sound like the biggest noob/newbie/amateur/whatever, but shoot, I want to know.)

-Is there a cost to join PC?
-About how often do you meet? About how often are events, rallies, etc.?
-Do you have to own (or lease) your own horse?
-What are unmounted lessons like?

A few things about leasing, as well =3
I don't live near any riding schools, I just ride with a trainer and..it's kinda hard to explain. Anyways, unless I work something out with my trainer and one of her horses (which is definitely possible) there aren't many PC-type-horses available for lease around me, and I don't feel like I'm quite ready for a horse of my own, financially or ability wise. I was just glancing at for-lease ads online and I found a very nice, my-level horse for lease. The only problem is that she's about 45 minutes away. About how far would you experienced horse owners be willing to let your horse go for an off-site lease? It seems like 45 minutes would be a little too far. But I don't know. I would want them to be close to me if possible, but again--I'm not an owner. Maybe I'm off on something. My trainer has a nice, small, quaint piece of property with lots of pasture area and a few open stalls that she said she would be willing to help us out with for an amount of money. We were just chatting after a lesson, so I'm not on this official, mega quest for the perfect lease horse or set up for a perfect whatever.

and finally...tack. =D
I'd assume that if you had to have access to a horse, you'd have to have access to tack for that horse/pony, too. Would buying a used saddle online be a good idea? What should I be looking for in terms of seat size, etc.? There's a few tack shops around here, but I've never stopped to check whether or not they have english saddles.

I have billions of other questions, but I'll save them for another day. It's likely that I'll be contacting my trainer, the pony club, and everyone else I can, as I get excited about these kinds of things. Thank you so much for listening and answering, it means a lot!

Okay I'll TRY to answer everything
Although I'm in Australia, so some things MAY be a little different.

Yes, there is a yearly cost to join Pony club, and an Insurance fee.

Pony club meets once a month, usually on a Sunday, and usually on set date (The second Sunday of every month etc)

Rally- A "Pony Club meet" On rally days you will have group lessons some ridden, some not. These days are not competitive.
Events- A day where riders represent their club, competing against other riders. Where I am, there is an event every sunday for most of the year. There is a break for winter.

To ride at pony club, you need to supply your own horse. Wether you own/lease/borrow it for the day, doesn't matter. You can become a member of Pony Club WITHOUT a horse though. There is alot to be learnt by going to rallies and watching lessons. If you're not a riding member of the club, you don't need to pay an insurance fee.

Unmounted lessons are great, you learn about First aid for your horse, and general horse care, as well as general knowledge, carreer paths involving horses and the theory of riding.

I'm sure 45 minutes away isn't too far!!! But thats something only the owner would know the answer too.

Tack, go and look into your tack shop. The people there know what they're talking about, and will be able to help find you what you'll need. I don't know how big you are, but the assistant in the tack shop will see you, and be able to organise a saddle fitting for your horse (If they do that kind of thing).

Call the owner of the horse, ask what the horse has done, medical history, does it have papers, is it easy to catch/shoe/float/wash, does it come with rugs/tack. Is the horse sutible for a beginner, and will they lease to 45 minutes away.
-when you go to look at the horse TAKE YOUR TRAINER WITH YOU. Offer to pay her the cost of a normal lesson, as you will be using her time.-
Call the DC or President of the Pony club.
Talk to your trainer.
Go to the tack shop, and tell the assistant you're looking to take a horse on lease, and not sure what you'll need.

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